Legal



TERMS AND CONDITIONS OF USE

Thank you for visiting the TheLoveCoaches.com. If you want to utilize this website, you must agree to conform to and be legally and lawfully bound by the Terms and Conditions described below.

IF YOU DISAGREE WITH ANY OF THESE TERMS OR CONDITIONS, PLEASE EXIT THIS WEBSITE.  THANK YOU!

  1. MINORS.

Services or products are not sold to children.  If you are under the age of 18, you may use this website only with the permission and active involvement of a parent or legal guardian.  If you are a minor, please do not provide any personal information.

  1. PRIVACY POLICY OS PART OF TERMS AND CONDITIONS.

The Privacy Policy is part of and subject to The Love Coaches Terms and Conditions.  You may view the Privacy Policy by clicking on the link provided at the bottom of this page.

  1. ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS.

The anti-spam policy is part of and subject to these Terms and Conditions.  You may view the Anti-Spam Policy on this website by clicking on the link provided at the bottom of this page.

  1. MODIFICATIONS AND TERMINATIONS.

These terms and conditions may change from time-to-time. Changes will be effective immediately, and a notice posted on this website’s Home page will indicate those changes.  If you disagree with any changes, you may choose not to use this website.

These Terms and Conditions may be terminated for any reason and at any time without notice.

If you are concerned about these Terms and Conditions, you should read them carefully before using this website. Any questions or concerns should be brought to attention by sending an email and providing information relating to your concern.

Click here to email The Love Coaches.

  1. LICENSEE STATUS.

You understand and agree that your use of this website is limited and non-exclusive as a revocable licensee.  Your license to access and utilize this website may be terminated for any reason, and without giving you notice.

  1. CONTENT OWNERSHIP.

All content on this website is owned by The Love Coaches or its content suppliers.  On behalf of The Love Coaches and its content suppliers, all property rights, including intellectual property rights, are claimed for this content and you are not allowed to infringe upon those rights.  Anyone who attempts to steal this website’s property will be prosecuted to the fullest extent of the law.

You agree not to copy content from this website without permission.  Any requests to use this website’s content should be submitted by email.

Click here to email The Love Coaches.

If you believe your intellectual property rights have been infringed upon by this website’s content, please Click here to email The Love Coaches.  Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

  1. DISCLAIMERS AND LIMITATIONS OF LIABILITY.

This site and the information referenced and herein does not constitute an attempt to practice medicine. Use of the site does not establish a doctor-patient relationship. Individuals should consult a qualified health care provider for medical advice and answers to personal health questions. While the site attempts to be as accurate as possible, it should not be relied upon as being comprehensive or error-free.

The information presented on this web site is not intended to take the place of your personal physician’s advice and is not intended to diagnose, treat, cure or prevent any disease. Discuss this information with your own physician or healthcare provider to determine what is right for you. All information is intended for your general knowledge only and is not a substitute for medical advice or treatment for specific medical conditions. We can not and do not give you medical advice.

The information should not be considered complete and should not be used in place of a visit, call, consultation or advice of your physician or other health care provider. We do not recommend the self-management of health problems. Information obtained through TheLoveCoaches.com is not exhaustive and does not cover all diseases, ailments, physical conditions or their treatment. Should you have any health care-related questions, call or see your physician or other health care provider promptly. You should never disregard medical advice or delay in seeking it because of something you have read here.

The information on this website is provided on an ”as is” and ”as available” basis.  You agree that your use of this website is at your sole risk.  This website disclaims all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.  It is not warranted that this website will always be available; that access will be uninterrupted, error-free, or meet your requirements; or that any defects in this website will be corrected.

Information on this website should not necessarily be relied upon and should not to be construed to be professional advice from us.  The accuracy or completeness of any of the information provided is not guaranteed, and The Love Coaches is not responsible for any loss resulting from your reliance on such information.

If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you.  Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site.

Under no circumstances will The Love Coaches be liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal or lawful theory, arising out of or in any way relating to this website, by this website use or the content, even if advised of the possibility of such damages.

Total liability for any claim arising out of or relating to this website shall not exceed one hundred ($100) dollars.  Said amount shall be in lieu of all other remedies which you may have against us or our affiliates.  Any such claim shall be subject to confidential binding arbitration as described later in these Terms and Conditions.

  1. OBSCENE AND OFFENSIVE CONTENT.

The Love Coaches is not responsible for any obscene or offensive content you receive or view from others while visiting this website.  However, if you do receive or view such content, please Click here to email The Love Coaches contact so the matter can be investigated.  Although there is no obligation to do so, the right to monitor, investigate, and remove obscene or offensive material posted to this website is reserved by The Love Coaches.

  1. INDEMNIFICATION.

You understand and agree that you will indemnify, defend and hold The Love Coaches and its affiliates harmless from any liability, loss, claim and expense, including reasonable attorney’s or lawyers fees, arising from your use of this website or your violation of these Terms and Conditions.

  1. COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION.

You agree to obey all applicable laws while utilizing this website.

You agree that the Laws of Texas govern these Terms and Conditions of use without regard to conflicts of laws provisions.

You also agree that any dispute between you and The Love Coaches, excluding any intellectual property right infringement claims pursued against you, shall be settled solely by confidential binding arbitration per the American Arbitration Association commercial arbitration rules.  All claims must be arbitrated on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else.  All arbitration must occur in San Antonio, Texas, United States of America.  Each party shall bear one-half of the arbitration fees and costs incurred, and each party is responsible for its own lawyer fees.

  1. SEVERABILITY OF THESE TERMS AND CONDITIONS.

If any part of these Terms and Conditions of use are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these Terms and Conditions are fully enforceable and legally binding.

  1. QUESTIONS OR CONCERNS.

Any questions or concerns about these Terms and Conditions may be submitted by Clicking here to contact The Love Coaches.

  1. ENTIRE AGREEMENT.

These Terms and Conditions, including the policies incorporated herein by express reference, constitutes your entire agreement with us with respect to your use of this website.

For additional information or specific questions:  

Click here to contact The Love Coaches



PRIVACY POLICY

TheLoveCoaches.com supports the importance of online privacy. The following Policy outlines how business is conducted, what information is collected, under what circumstances information is shared with third parties, and your options to control what communications you receive from The Love Coaches and its marketing partners. If you have any questions or concerns about this Privacy Policy, please contact The Love Coaches.

Terms:

The term ‘visitor’ is an individual over the age of 18 years who has visited this website, but has not registered for any offers, products and/or services.

The term ‘member’ as used in this privacy policy or in this website means a registered customer.

The term ‘customer’ is anyone over the age of 18 years who has registered for a purchase, a newsletter, or any free or special offers.

Information Collected and How It Is Used:
In order to participate in purchasing product(s) and/or service(s) on this website or to receive The Love Coaches newsletter or other special offers, you must first complete the registration information requested. Basic registration requires your name and email address.  Therefore, you may be contacted via a follow-up support email that may contain but is not limited to website updates, surveys, important attachments, purchase receipts, newsletter content, relevant product and/or services offers and cross promotions with dedicated affiliates and/or JV partners.  This basic registration may be through a static or pop-up form periodically displayed on this website at various locations. Beyond basic registration, you may be asked for a day and/or evening phone number, fax number, and mailing address where physical products you have purchased may be shipped.  When requesting an appointment you will be asked for your full name, email, phone number, date of event, complete mailing address, and the country you live in.  This information is necessary to provide you the best in customer service.

Customer Registration:

Registering as a customer automatically subscribes you to any automated follow-up emails containing all of the above-mentioned items.  As well as the TheLoveCoaches.com newsletter, a periodic email communicating various offers you might be interested in based on your registration information.

Unsubscribing to the TheLoveCoaches.com Newsletter:

Users may unsubscribe from TheLoveCoaches.com newsletter at any time by clicking on the automated link provided at the end of each email.

Personally identifiable information is requested from users engaged in services with TheLoveCoaches.com.  This information includes, but is not limited to the following:

  • Email address
  • Full Name
  • Street address, city, state, postal code, country
  • Phone number(s) / Fax number

This information is used to communicate the status of specific services as requested by TheLoveCoaches.com, customer membership, membership updates, and/or any other information pertaining to services, membership, and appointments in general.  Your address and phone number may be requested for shipping purposes.

Information provided by users will be utilized to enhance their experience on this and similar relevant Ib sites. The information provided voluntarily will be utilized to send electronic mailings for offers that may be of interest to you.  At all times, users have the option to unsubscribe from such mailings by clicking on the unsubscribe link provided on each mailing.

From time-to-time internal reports may be created on user demographics and traffic patterns to measure the effectiveness of marketing campaigns and promotions, and to report results to marketing partners.  Personally identifiable information is not used to compile these reports.

The cost of purchases is collected by TheLoveCoaches.com via a trusted provider, PayPal. TheLoveCoaches.com reserves the irrevocable right to change and/or add additional merchant service providers at anytime without notice. TheLoveCoaches.com is committed in providing only the best in trusted merchant services.

By becoming a client and/or exclusive member of TheLoveCoaches.com you are entitled to various member benefits which currently include but are not limited to:

  • Registration to the TheLoveCoaches.com newsletter
  • Access to VIP relevant membership product offer discounts not available to the general public
  • And more to be announced at a future date

Users who opt-in to cross-promotion affiliations are electing to receive additional information from these companies.  The companies may request additional demographic and/or personally identifiable information for their use in subsequent marketing and promotion activities.

Cookies:

A cookie is a small text file stored on a user’s computer for record-keeping purposes. The Love Coaches uses cookies only to enable users to be routed properly through this website.  Links to external advertisers and marketing partner companies are utilized; these sites may choose to use cookies to better promote their products and services.  These advertisers and marketing partner companies have their own privacy procedures and policies that are not controlled by The Love Coaches.

Users are encouraged to be aware of the individual privacy policies of every website they contact.

Clear Gif’s (Ib Beacons/Ib Bugs):
The Love Coaches may also use a software technology called clear gif’s (Ib Beacons or Ib Bugs), that help determine what content on my site is most effective.   Clear gif’s are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Ib users.  Information gathered by clear gif’s is not tied to customer’s personally identifiable information.

Clear gif’s may be utilized in HTML-based emails to know which emails have been opened.  This information may be used to monitor the effectiveness of email campaigns and to validate results to marketing partners.

Log Files:
Log files are also used to track and monitor traffic patterns.  They are not used to track or monitor personally identifiable information.

Tell-A-Friend:
Users may forward the email address of friends and/or associates who may also be interested in the particular services and exclusive membership offered by TheLoveCoaches.com.  The information is used only to forward the information to that friend and/or associate and is not retained for any other purpose.

User Feedback/Inquiries:
Users may contact The Love Coaches with any feedback, questions or comments.  The Love Coaches uses contact information only to respond to the feedback.

Responses to Email Inquiries:

When Visitors, Clients, or Members send email inquiries, the return email address is used to answer the inquiry received.  The Love Coaches does not use the return email address for any other purpose, and does not share the return email address with any third party.

Other Circumstances:
Subsequent to this promotion, The Love Coaches may sponsor sweepstakes, contests or other events for which it needs to collect and retain personally identifiable information.  The Love Coaches may co-sponsor such events with other companies.

Shared Information:
This Privacy Policy applies to all consumers that have visited TheLoveCoaches.com, engaged services of TheLoveCoaches.com, and/or subscribed to the TheLoveCoaches.com newsletter.   Personal information you supply may be sold, branded or shared with other third party businesses so they can serve selected relevant retail opportunities via email.  These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.   For example, if you express interest in a particular product or service, you may be contacted by telephone or email from a particular The Love Coaches or one of its contracted affiliates regarding that particular product or service. Then The Love Coaches collects minimal demographic and personally identifiable information from many users.  This information is aggregated and analyzed to help tailor future offers and to help marketing partners and advertising agencies understand the demographics of customers in order to evaluate the potential effectiveness and profitability of doing business. While The Love Coaches cannot control the practices of advertisers and third-party marketers, it endeavors at all times to do business with reputable partners who also follow a best practices model regarding your privacy.

All information provided to The Love Coaches by the users of this site may be used to support suppression, validation and enhancement services to other marketing companies, advertising agencies, compilers and data companies, as well as associated affiliates and JV partners if such are engaged.

The Love Coaches’ business model includes participating in affiliate network programs and other co-marketing / JV partnerships.  It reserves the irrevocable right to share with third parties the information collected on this site for any purpose.  It also reserves the irrevocable right to feature members in various testimonial formats from time-to-time on the TheLoveCoaches.com website. And within external marketing efforts to promote website services, newsletter, and/or membership offer.

Use of Information:

This Privacy Policy applies to all consumers that have either visited TheLoveCoaches.com, engaged services of TheLoveCoaches.com, and/or subscribed to the TheLoveCoaches.com newsletter, and/or have submitted their email address through its affiliate network program and other co-marketing JV partnerships to promote its site.  The Love Coaches may use the personal information you supply to work with other third-party businesses to bring selected retail opportunities to its members. These businesses may include providers of relevant products and/or services, direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Commitment to Children’s Privacy:

Protecting children’s privacy is especially important to The Love Coaches.  To comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws, this website is restricted to individuals eighteen (18) years or older.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEBSITE.  IF YOU ARE UNDER 18 YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEBSITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEBSITE, NO INFORMATION OBTAINED BY THIS WEBSITE FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

Public Forums 

Please remember any information you may disclose in any Member Directory, Chat, Forum, Blog, Social Site, or other public areas of The Love Coaches website or the Internet, becomes public information.  Please exercise caution when deciding to disclose personal information in these public areas.

Opt-out rights
For SMS text messages, you may remove your information by replying “STOP”, “END”, “QUIT” to the SMS text message you have received.   Your personal information will be removed within 10 days of receiving such request.

Express Consent:
Acceptance of the terms and conditions of this website constitutes your express written consent to receive The Love Coaches email follow-up messages, special VIP relevant sales offers, website updates, the TheLoveCoaches.com newsletter, and third-party sales messages that include special offers from affiliated merchants and/or JV Partners.  Your consent will be effective regardless of whether the email you have provided is a personal, business, or friend’s email, and shall remain in effect until you revoke consent.

To Unsubscribe:

You may cancel your email subscription and revoke your consent to receive emails at any time by utilizing the opt-out procedure included in any message received.

Delete/Deactivate Policy:
Users at any time may unsubscribe to electronic mailings by following the instructions included at the end of every mailing.

To Correct or Update Your Membership Information:

To correct or update your membership information, simply click on the ‘Account’ link provided on this website.

Notification of Changes to Privacy Policy:
From time-to-time, customer information may be used, unanticipated uses not previously disclosed in this privacy notice.  If information practices change in the future, policy changes will be posted to provide you the opportunity to opt out.  If you are concerned about how your information may be or is used, check this website periodically.

General Security Policy:
The Love Coaches endeavor at all times to meet and exceed standards of online privacy protection.  When you submit information, your information is protected both online and offline in accordance with applicable laws, regulations and industry standards. For example, without limitation, The Love Coaches uses a full-time Network Administrator, SSL servers, pgp and 128-bit encryption to protect the confidentiality of the information you provide.

Commitment to Data Security:

Sponsored services and websites have security measures in place to protect the loss, misuse, and alteration of the information under their control.  While every effort is taken to ensure the integrity and security of this network and system, it cannot be guaranteed that security measures will prevent third-party “hackers” from legally obtaining this information.

Revisions to This Policy:

The irrevocable right to revise, amend, or modify this policy, under the Terms of Service Agreement, and other policies and agreements at any time and in any manner, is reserved by updating this posting.

For additional information or specific questions:  

Click here to contact The Love Coaches.



DIGITAL MILLENNIUM COPYRIGHT ACT (“DMCA”) NOTICE

This notice is for informational purposes only. It is not intended as, nor should it be construed as, legal advice.  If you believe your intellectual property rights have been infringed upon, or if a notice of infringement has been filed against you, you should immediately seek legal counsel.

This website (see Terms and Conditions of Use for definitions) — including all text, HTML, scripts, and images — is copyrighted and owned by TheLoveCoaches.com.  All rights reserved.

No part of this website may be reproduced or transmitted in any form or by any means, mechanical, electronic, or otherwise, including photocopying and recording, or by any information storage and retrieval system, or transmitted by e-mail, or used in any other fashion without the express prior written permission of the website owner.

This, of course, excludes the downloading and temporary caching of this website on a personal computer for the explicit purpose of viewing this website, as well as any information clearly marked as reproducible.  This copyright notice applies to everyone, including all visitors to this website.

DMCA PROVISIONS

The Digital Millennium Copyright Act of 1998, found at 17 U.S.C. Sec. 512 (“DMCA”), provides recourse for owners of copyrighted materials who believe that their rights under United States copyright law have been infringed upon on the Internet.

Under the DMCA, the bona fide owner of copyrighted materials who has a good faith belief that their copyright has been infringed may contact not only the natural-man, natural-woman, person, or entity infringing on their copyright, but may also contact the designated agent of an Internet service provider to report alleged infringements of their protected works, when such alleged infringements appear on pages contained within the system of the Internet service provider (“ISP”).

The owner of this website and the ISP are committed to complying with international trade law, international trade practices, all United States laws, laws of the United States of America, including United States copyright law.  Upon receipt of a properly filed complaint under the DMCA, the owner and/or the ISP of this website will block access to the allegedly infringing material. The website owner and/or the ISP will forward a copy of the notification of claimed copyright infringement to the alleged infringer.  Anyone who believes in good faith that a notice of copyright infringement has wrongfully been filed against them, may submit a Counter notice to the website owner and/or the ISP.

NOTIFICATION OF CLAIMED COPYRIGHT INFRINGEMENT

Please send DMCA notifications of claimed copyright infringement to:

THE WEBSITE OWNER

Copyright Agent
TheLoveCoaches.com
United States of America

Click here to email The Love Coaches.

THE INTERNET SERVICE PROVIDER (ISP)

Copyright Agent
godaddy.com

To file a notice of infringement with either the website owner or the ISP, you must provide a written communication that sets forth the items specified below.  You will be liable for damages (including damages, costs, and attorneys’ fees) if you materially misrepresent that the website or a web page is infringing your copyright. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney or lawyer.

To expedite our ability to process your request, please use the following format (including section numbers):

  1. Identify in sufficient detail the copyrighted work that you believe has been infringed upon.
  1. Identify the material that you claim is infringing the copyrighted work listed in item #1 above. (You must include the URL(s) (the location(s) of the page(s) that contains the allegedly infringing material and also include a description of the specific content which you claim is infringing on your copyright.)
  1. Provide information reasonably sufficient to permit the website owner to contact you (e-mail address and a phone number are required at a minimum).
  1. Include the following statement: “I swear, under penalty of perjury, under the organic laws of the United States of America, that the information in the notification is accurate and that I am the copyright owner or am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.  I also affirm that as the copyright owner, I have a good faith belief that use of the material in the manner complained of is not authorized by me, my agent, or the law.”
  1. The autograph of the copyright owner or a natural-man or natural-woman authorized to act on behalf of the copyright owner.  You may send your notice via email provided such notice includes a proper electronic autograph.  The autograph or electronic autograph must be that of the copyright owner, or a natural-man or natural-woman authorized to act on behalf of the owner, of an exclusive copyright that has allegedly been infringed.

For details on the information required for valid notification, see 17 U.S.C. Sec. 512(c)(3).

COUNTER-NOTIFICATION TO CLAIMED COPYRIGHT INFRINGEMENT

If a notice of copyright infringement has been filed with the website owner and/or the ISP against you, the owner and/or the ISP will attempt to notify you and provide you with a copy of the notice of copyright infringement.  If you have a good faith belief that you have been wrongfully accused, you may file a counter-notification with  he website owner and/or the ISP.  If website owner and/or the ISP receives a valid counter notification, the DMCA provides that the removed or blocked information will be restored or access re-enabled.

The website owner and/or the ISP will replace the removed material and cease disabling access to it in not less than 10, nor more than 14, business days following receipt of the counter-notification, unless the website owner and/or ISP first receives notice from the complaining party that such complaining party has filed an action seeking a court order to restrain the alleged infringer from engaging in infringing activity relating to the material on this website.

Please be advised that United States copyright law provides substantial penalties for a false counter-notice filed in response to a notice of copyright infringement.  Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney or lawyer.

For additional information or specific questions:  

Click here to contact The Love Coaches



ANTI-SPAM POLICY

Unsolicited commercial e-mail (also known as spam or junk email) is a disservice to the Internet community and TheLoveCoaches.com customers.

Compliance of the CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act) requirements, and all other applicable unsolicited commercial email laws, is hereby fully endorsed.

Subscriptions to electronic newsletters or other communications from this website will have the option to be immediately unsubscribed.

For additional information or specific questions:  

Click here to contact The Love Coaches



EXTERNAL LINKS POLICY

From time-to-time this website may contain various hypertext links to external websites and other information created and maintained by other individuals and organizations.  These links are only provided for your convenience.  The accuracy, completeness, relevance, or timeliness of any information or privacy policies posted on these linked websites are not controlled nor guaranteed. You should be aware that these websites may track visitor viewing habits.

In addition, hyperlinks to particular items do not reflect their importance, and are not an endorsement of the individuals or organizations sponsoring the websites, the views expressed on the websites, or the products or services offered on the websites.  Links to this website are permitted if they do not imply an endorsement by, or affiliation with this website.

This website is periodically reviewed for broken or out-of-date links.  Any and all links may be posted, altered, or removed at any time.  To report problems with links on this website, or for more information about this policy, please contact The Love Coaches via the link provided below.

For additional information or specific questions:  

Click here to contact The Love Coaches

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Janie Terrazas The Mindfulness Coach 940-29-LOVEU (56838)
info@janieterrazas.com